Realising your property Vision

Allow our experienced Mortgage Brokers to guide you through the maze of lenders and loans.

How we can help you

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"For more than 20 years we’ve been giving our clients simple tailored advice, ensuring they achieve the most suitable and competitive loan approval for their circumstances.

At Vision, we now offer virtual in-home consultations making our service more convenient and seamless than ever. With almost 70% of all home buyers choosing the services of a Broker, we see our role as being critical to keeping the banks honest and empowering our client in the process.

Good advice is everything."

Kat Lagos
Director

Your Journey

Step 1

Discover

A quick call.
We’ll get you ready.

Step 2

Select

Be guided, the best
lender and loan for you.

Step 3

Submit

Online, easy
and secure.

Step 4

Approve

Congratulations,
the home is yours!

Our Client Experience

Our Service

Your vision is about buying your first home, acquiring your next dream home, or building the Property portfolio that will be your ticket to financial freedom. Getting the right loan is an important stepping stone to achieving this goal, and this is where we can assist. Since 2002, we have been guiding our clients through this journey. From first time home buyer to astute investor, we drive the process and work with your chosen lender to get your loan approved. You can relax knowing that you have the most suitable and competitive loan to meet your needs.

We Deliver

  • An experienced, specialised team to support you through each stage
  • Simple language and easy to use industry leading online portal
  • Access to more than 30 lenders and the most competitive interest rates
  • Timely approvals
  • An ongoing relationship built on trust and exceptional service

Let Us Explain

More Questions?

Is there a fee
for our services?

Is there a fee
for our services?

No. Our fees are paid direct from the lender when the loan is settled. As we’ve done all the work on the lender’s behalf, they are happy to pay us and hence our services to you are free.

How long
will it take for
a loan approval?

How long
will it take for
a loan approval?

This can vary greatly depending on which lender you choose. From submission, the range could be from 2 days to 2 weeks. If your preferred lender has a long service time, we’ll let you know this upfront.

Do I need a loan pre – approval?

Do I need a loan pre – approval?

A pre-approval means that the lender has completed an initial assessment of your application and approved it, subject to certain conditions being met. For most clients, this helps them to feel more confident when buying a property and will certainly make you a stronger buyer from a real estate agents’ perspective.

Will a Broker
get me a better
interest rate?

Will a Broker
get me a better rate of interest?

Yes, most often. It is our Broker’s responsibility to get you the best rate possible. We can work between lenders’ to ensure they are competing against each other for your business.

How much
can I borrow?

How much
can I borrow?

Your borrowing capacity is assessed based on your family structure, your income, and your liabilities. Also, the lender policy can affect how much you can borrow. Our Brokers can guide you to the most suitable lender to maximise your borrowing capacity if needed.

Is a variable or
fixed rate better?

Is a variable or
fixed rate better?

Variable will give you flexibility, but your repayment will vary if the rate goes up or down. Fixed will give you lots of stability, but you may be limited with redraw, offset and additional repayments. Splitting the loan and having part fixed and part variable is also a great option. Our Brokers can guide you through the options to work out which is best for you.

Are all lenders
the same?

Are all lenders
the same?

Definitely not! Lenders have different interest rates, fees and can offer different loan features. More importantly, their lending policy can vary greatly. Working with our Brokers will ensure that your chosen lender will accept all aspects of your application whilst delivering you a competitive interest rate.

Are all Brokers
the same?

Are all Brokers
the same?

Not in our opinion! The best ones have a proven track record of building long term relationships with their clients, providing ongoing service as well as providing high level advice for any stage of the loan journey.

Our Lender Panel

Let's talk

Are you ready to make your property vision a reality?

Contact us today to learn about your options.
It’s never too early or late to get the ball rolling.

Tell us more about you